Entrepreneurial Insurance Symposium

Murli Buluswar is the Chief Science Officer for Chartis. In this capacity, he is building and leading The Science Team, whose mission is to help Chartis achieve a competitive advantage by infusing consistent science driven innovation. This newly created team aspires to contribute value by asking questions, partnering with the business functions to implement insights based on world class analytical techniques, and by pursuing research that aims to improve Chartis’ businesses and ultimately make the world a safer place.

Prior to joining Chartis, Murli was Vice President, Insight and Innovation (I&I) and Head of Customer Experience at Farmers Insurance, a subsidiary of Zurich Financial Services. I&I influenced decision-making across all functions based on data driven insights. In his customer experience role, Murli was responsible for shaping the enterprise vision on where and how much to invest to improve customer experience.

Murli’s other previous experiences include analytical roles in Answer Financial (one of the largest P&C insurance agencies), Progressive, The Monitor Group, and Capital One.

Murli speaks at conferences focused on innovation and analytics driven strategy. He is also actively involved with Los Angeles based Harmony Project, whose mission is to help inner city children achieve purpose through free music instruction.

Murli holds a B.A. in Economics from Bluffton University, an MS in Economics & Statistics from Auburn University, and an MBA from The University of Chicago.

Chartis is a world leading property-casualty and general insurance organization serving more than 70 million clients around the world. With a 90-year history, one of the industry’s most extensive ranges of products and services, deep claims expertise and excellent financial strength, Chartis enables its commercial and personal insurance clients alike to manage virtually any risk with confidence. For additional information, please visit the website at http://www.chartisinsurance.com.

Susan Chmieleski is President, Professional Lines for Allied World U.S. In this role she is responsible for the production and profitability of all departments, underwriting directors & officers liability, errors & omissions liability and medical malpractice liability.

Ms. Chmieleski received her Bachelor of Science degree, summa cum laude, from the University of Hartford and she earned her Juris Doctorate degree from the University of Connecticut School of Law, where she was editor-in-chief of the Connecticut Insurance Law Journal. She holds Connecticut Law and Nursing Licenses and is an Advanced Practice Registered Nurse. She is a Distinguished Fellow of the American Society for Risk Management and was a member of the Board of Directors. She is a faculty member at PLUS University and a current member of the PLUS Board.

Thomas Corbett serves as Chairman and Chief Executive Officer of Alliant Insurance Services, Inc. In addition, he sits on the board of directors of Alliant Insurance Services. Corbett joined Alliant Insurance Services in 1977 as a producer and launched the company’s Newport Beach-based public entity group. Prior to joining Alliant Insurance Services, Corbett was with Allendale Insurance in Los Angeles and spent three years as a loss prevention engineer at Factory Mutual Engineering Association. Corbett is a graduate of California State University, Long Beach. He is currently involved in various community and charitable organizations.

Simply stated, Adam DeGraide is where rock ’n roll meets the insurance industry.

As a veteran Internet marketer and sales guru, DeGraide has made a name for himself over the past decade as an entrepreneur, record producer, and motivational speaker.

In 1997, DeGraide started his first company, BZ Results, in Providence, Rhode Island. BZ Results is a digital marketing company that helps car dealers use the Internet to grow their businesses. In 2006, with over 1,600 dealership clients and 150 employees, DeGraide and his partners sold BZ Results to Advanced Digital Processing (ADP).

After the sale of BZ Results, DeGraide started Astonish.

As the founder and CEO of Astonish, DeGraide and his team are the driving forces behind a vision to help the insurance industry across the country grow their businesses by using the Internet. DeGraide and his team have been highlighted in Rough Notes in an article about Astonish titled "Unfair Advantage" as well as an Insurance Journal cover story titled, "The Face of Freakin’ Agency Marketing." He was also featured on the cover of National Underwriter Magazine in the article entitled "Game Changers".

Now currently serving over 700 retail brokers in America Adam DeGraide and his team at Astonish are encouraging the insurance industry across the country to "Join the Internet marketing revolution, or get left behind!"

Craig Fundum is President of the Commercial Markets & Customer Industry Segments business unit for Zurich's operations in the United States and has oversight of the executive team of Zurich's Canadian business.

Craig's insurance career began in 1981 as an underwriter with the Royal Insurance Group. He joined the Zurich organization in 1990 and has held various leadership positions, including Assistant Vice President of Commercial Group Programs, Vice President of Sales and Marketing and Regional Marketing Vice President of Small Construction.

He was appointed President of the Small Business Solutions SBU in 1997 and served as Chief Operating Officer of a new Zurich internet exchange project in 1999. He was CEO of Strategic Partnerships before being named Chief Marketing Officer in 2003. He was named President of Programs Business in 2005 and President of Programs & Direct Markets in February 2008.

Craig has a bachelor's degree in marketing management from the University of Nebraska-Kearney. He has also participated in several executive management programs, including Darden School, College of Insurance, Kellogg School and Wharton School.

Robert P. Hartwig is President of the Insurance Information Institute. Since joining the I.I.I. in 1998 as an economist and becoming chief economist in 1999, Dr. Hartwig has focused his work on improving understanding of key insurance issues across all industry stakeholders including media, consumers, insurers, producers, regulators, legislators and investors.

Presently, the I.I.I. provides assistance on thousands of stories annually and covers all aspects of print, television, radio and new media while also responding to thousands of requests from I.I.I. member companies and other constituencies. The institute is generally recognized to be the most credible and frequently used single source of information and referral for the widely diverse insurance industry. Its Board represents companies from all areas of the industry, including life insurers. In addition, some 20 other insurance organizations contract with I.I.I. for media services.

The I.I.I. is involved in products and services as varied as original research and publications with the National Bureau of Economic Research and The Wharton School, through widely used consumer publications and Fact Books, to maintaining the National Insurance Consumer Helpline on behalf of the entire U.S. property/casualty industry. Each year the institute’s staff makes more than 100 presentations worldwide on behalf of member organizations.

Dr. Hartwig previously served as director of economic research and senior economist with the National Council on Compensation Insurance (NCCI) in Boca Raton, Florida, where he performed rate of return and cost of capital modeling and testified at workers’ compensation rate hearings in many states. He has also worked as senior economist for the Swiss Reinsurance Group in New York and as senior statistician for the United States Consumer Product Safety Commission in Washington, D.C. He is a member of the American Economic Association, the American Risk and Insurance Association, the National Association of Business Economics and the CPCU Society and from May 2005 to May 2008 served on the board of directors of the Independent Insurance Agents and Brokers Association of New York. In 2005 and 2006, Dr. Hartwig served on the state of Florida’s Task Force for Long-Term Homeowners Insurance Solutions.

Dr. Hartwig received his Ph.D. and Master of Science degrees in economics from the University of Illinois at Urbana-Champaign. He also received a Bachelor of Arts degree in economics cum laude from the University of Massachusetts at Amherst. He has served as an instructor at the University of Illinois and at Florida Atlantic University. Dr. Hartwig also holds the Chartered Property Casualty Underwriter (CPCU) credential.

Dr. Hartwig has authored and co-authored papers that have appeared in numerous publications, including the Journal of Health Economics, the Proceedings of the Casualty Actuarial Society, the John Liner Review (where he also serves on the editorial board), Dossiers et Etudes (Geneva Association), the Journal of Workers’ Compensation, Global Reinsurance, Risk & Insurance, Insurance Day, Compensation and Benefits Review. He is also a regular contributor to National Underwriter and many other industry trade publications.

Dr. Hartwig makes frequent presentations to industry associations, company management, industry executives, analysts and clients and speaks internationally on a wide range of insurance issues. He has testified before numerous state and federal regulatory and legislative bodies, including the U.S. Senate Judiciary Committee, the Senate Banking, Housing and Urban Affairs Committee, the House Financial Services Subcommittee on Capital Markets, Insurance and Government Sponsored Enterprises and the House Financial Services Subcommittee on Oversight and Investigations.

Dr. Hartwig serves as a media spokesperson for the property/casualty insurance industry, and is quoted frequently in leading publications such as The Wall Street Journal, The New York Times, USA Today, Washington Post, Los Angeles Times, Financial Times, BusinessWeek, Newsweek, U.S. News & World Report, CFO, Fortune, Forbes, The Economist and many others throughout the world. Dr. Hartwig also appears regularly on television, including programs on ABC, CBS, NBC, CNN, CNBC, Fox, PBS and the BBC.

David A. Jordan is President of Vela Insurance Services LLC in Chicago, Illinois. Vela Insurance Services is an underwriting manager and member company of W. R. Berkley Corporation, and specializes in marketing and underwriting commercial casualty lines of insurance including general liability and professional liability coverages on an excess and surplus lines basis exclusively through wholesale insurance brokers throughout the United States.

David assumed the leadership of Vela in 2009 with thirty years’ experience in the property-casualty insurance industry. Prior to joining the W. R. Berkley organization, David spent ten years with member companies of American International Group in Boston and New York. His executive management roles with the AIG Companies included serving as Senior Vice President & Chief Operating Officer of Risk Specialists Companies, Inc., Senior Vice President & Program Division Executive of Lexington Insurance Company, and Vice President & Profit Center Manager of New Hampshire Insurance Company. Prior to AIG, David spent eight years with Atlantic Mutual Insurance Company at its home office in Madison, New Jersey, where he served as Assistant Vice President. David started his insurance career in 1980 with AIG.

He is a 1981 graduate of Connecticut College, New London, Connecticut. He and his wife currently live in Chicago, Illinois.

Lawrence Lenihan is a Founder and Managing Director of FirstMark Capital and focuses on seed and early stage investments companies that provide technology-based solutions for industries such as retail and fashion; finance and insurance. He also has extensive experience in building data and analytics companies. Prior to founding FirstMark, Lawrence founded Pequot Ventures in 1996. He started his career at IBM in the IBM sales organization and later founding a business within IBM providing interactive kiosks for retailers. He later joined Broadview Associates, where he was a senior member of the M&A advisory team. Lawrence is a Professor of Entrepreneurship and NYU’s Stern School of business and teaches a popular course called “Ready, FIRE! Aim”. He holds a BSEE from Duke University and an MBA from the Wharton School of Business at the University of Pennsylvania. Follow Lawrence on Twitter at @lawrencelenihan and read his blog at www.lawrencelenihan.com.

Currently President and Chief Executive Officer and a member of the board of directors, Euan Menzies joined Vertafore as President and Chief Operating Officer in September 2000 and has been Chief Executive Officer since May 2001. From 1987 until early 2000, Mr. Menzies was a senior executive with The Thomson Corporation, where he held a number of general management positions, most notably as the President and Chief Executive of Thomson's tax and regulatory division (RIA Group). From February 2000 until September 2000, he was Chairman and Chief Executive Officer of iClick, an Internet-based software and services company in the human resources sector. Mr. Menzies is a chartered accountant in the U.K., and earned his undergraduate degree (B.Acc) from Glasgow University, Scotland.

Michael Scala became President, Intermediary Distribution for QBE North America in 2010. He is responsible for market development and relationship management with all major brokers and corporate partners. He holds 30 years of insurance industry experience, 16 of those with QBE. He is familiar with and has managed most aspects of QBE's business in Australia and more recently in Asia. Prior to his career with QBE, he worked in various positions at insurance companies in Australia and the UK.

Mr. Schmitzer joined James River in July 2009 as Senior Vice President and Chief Underwriting Officer from more than eighteen years at the Scottsdale Insurance Company where he served in a variety of underwriting and underwriting management roles and most recently as Vice President for Brokerage, Professional Liability, and Programs. Since joining James River, he has been responsible for all of James River’s underwriting direction and was promoted his current position in March, 2010.

Greg Toczydlowski is President of Personal Insurance for Travelers. He was promoted to this position in July 2009, after serving as Chief Operating Officer since 2007.

Previously, Mr. Toczydlowski was Senior Vice President of Product Management of Personal Insurance and, prior to that, was Chief Financial Officer for the independent agency distribution channel within Personal Insurance, where he valuated agencies, created perpetuation strategies, developed field-based performance metrics and directed a staff of finance officers throughout the country.

Since joining Travelers in 1990, Mr. Toczydlowski has had diverse management assignments, including leading operations within the big three (Captive, Direct and Independent) distribution outlets. In addition to a field assignment, he has worked in the Executive Division leading mergers and acquisition analysis, assessing markets and assisting the Chief Executive Officer and Chief Financial Officer.

Other assignments have included systems, finance, underwriting, product, marketing and business development. In addition to Mr. Toczydlowski’s holistic view of the industry, he enjoys the opportunity to manage and teach evidence based management, leadership development and strategic planning.

Mr. Toczydlowski has a bachelor’s degree from Springfield College and a master’s degree in Business Administration from the University of Hartford. He is a member of the Board of Directors for the Insurance Institute for Highway Safety, the United Way of Central and Northeastern Connecticut and serves on the Board of Trustees for Springfield College.

Mr. Toczydlowski and his wife, Mary-Jo, have twin sons and reside in Connecticut.

As President of Lloyd’s America, Hank is responsible for the Lloyd’s operations in Atlanta, Chicago, Frankfort KY, Los Angeles, New York and the U.S. Virgin Islands.

In addition to ensuring regulatory compliance in the 50 states and other U.S. jurisdictions Lloyd’s operates in, his colleagues are actively engaged in educational and marketing outreach to retail, wholesale and reinsurance intermediaries, risk management programs at colleges and universities and many other stakeholders in the Lloyd’s market.

Hank joined Lloyd"s in 2009. He has 30 years of experience in the insurance industry and has held a range of underwriting, client management and leadership positions in the United States and Europe at Chubb, Barney & Barney, Johnson & Higgins, Marsh and HRH.

Hank received his BA from the University of California, Berkeley and has completed an executive leadership program at The Wharton School. He’s a member of the Board of Overseers at St. John’s University’s School of Risk Management, Insurance and Actuarial Science and is on the boards of BritishAmerican Business and the Insurance Industry Charitable Foundation, New York/Tri-State Division.

Kevin Westrope is President/CEO and Founder of Westrope. Headquartered in Kansas City, Missouri, Westrope and its subsidiaries have offices located in: Overland Park, Kansas; Atlanta, Georgia; Jacksonville, Brandon and Orlando Florida; Bedminster, New Jersey and Dallas, Texas.

Combining his years of specialty underwriting experience with his passion for organizational development, Kevin has created an industry leading Property and Casualty Wholesale brokerage that is among the largest independent brokers in the United States.

Kevin currently serves on the Executive Board of Directors for the National Association of Professional Surplus Lines Offices, Ltd. (NAPSLO). In addition, Kevin serves as a director of the Surplus Lines Association of Missouri and education coordinator for the western half of Missouri. He also has served on the Insurance Testing Committee for Surplus Lines in the state of Missouri. Kevin currently serves on the Board of Directors for the Heartland SPCA and is an ardent animal rights advocate.

Kevin attended the University of Kansas and lives in Kansas City, Missouri where he enjoys his dogs, traveling and golf.

Paul Binsfeld is CEO of Company Nurse, an Injury Hotline—staffed with triage nurses—to help employers promptly and compassionately respond to workplace injuries.

Binsfeld has over 20 years of experience in the workers compensation industry. By working with many different types of employers, he identified a common need for early intervention in the workers compensation claims and injury management process. As a result, Binsfeld developed the Company Nurse Injury Hotline to address today’s most common workers compensation challenges.

Binsfeld designed Company Nurse to operate as an independent facility, ensuring complete objectivity when assessing employees’ injuries and medical needs. Within minutes of a call, triage nurses make important medical decisions that optimize medical care and outcomes. Since its triage nurses work at the front end of the claims process, Company Nurse helps employers to positively impact costs, outcomes, employee satisfaction, and return-to-work results.

Ross is a founding member of PURE Risk Management. Under his leadership as President & Chief Executive Officer, Privilege Underwriters, Inc., Ross has overseen and continues to drive the long term strategic growth and success of the PURE Group of Insurance Companies. As part of the PURE Subscribers' Advisory Committee, Ross plays a key role in ensuring clear and effective lines of communication between the Committee and company leadership.

In 1999, prior to founding PURE, Ross started AIG Private Client Group and in six years' time the company saw approximately $500 million of gross written premium with consistent underwriting profit. Ross began his career at the Chubb Group of Insurance Companies, where he spent 12 years, and held several positions including Senior Vice President of Chubb Insurance Company of Europe. In 2004, Crain's New York included Ross in its annual "40 Under Forty" feature of New York's rising stars. Ross holds a BA from Trinity College.

Robert D. Byler was appointed President/Head of Program Business for QBE the Americas in 2010. He oversees market development and relationship management with QBE's program business partners. With more than 30 years in the insurance industry, Byler has led several program businesses. Previously, he served as President and Chief Executive Officer of Amtrust Underwriters, Inc. in Connecticut. Prior to that, he headed Alea Alternative Risk, an insurance and reinsurance operation. He holds a Bachelor of Science degree in commerce and business administration from the University of Alabama in Tuscaloosa.

Simply stated, Adam DeGraide is where rock ’n roll meets the insurance industry.

As a veteran Internet marketer and sales guru, DeGraide has made a name for himself over the past decade as an entrepreneur, record producer, and motivational speaker.

In 1997, DeGraide started his first company, BZ Results, in Providence, Rhode Island. BZ Results is a digital marketing company that helps car dealers increase their online presence and use the Internet to grow their businesses. In 2006, with over 1,600 dealership clients and 150 employees, DeGraide and his partners sold BZ Results to Advanced Digital Processing (ADP).

After the sale of BZ Results, DeGraide started Astonish Results.

Astonish Results helps independent insurance agencies capture online market share and continue to grow their book of business through search engine optimization, social media and internet marketing efforts.

As the founder and CEO of Astonish Results, DeGraide and his team are the driving forces behind a vision to help insurance agencies across the country grow their businesses by using the Internet. DeGraide and his team have been highlighted in Rough Notes in an article about Astonish Results titled "Unfair Advantage" as well as an Insurance Journal cover story titled, "The Face of Freakin’ Agency Marketing." He was also featured on the cover of National Underwriter Magazine in the article entitled "Game Changers".

Now currently serving over 500 agencies in America, Adam DeGraide and his team at Astonish Results are encouraging insurance agencies across the country to "Join the Internet marketing revolution, or get left behind!"

Peter J. Eastwood is President and Chief Executive Officer of Chartis U.S. and President and Chief Executive Officer of Lexington Insurance Company, a Chartis company.

Mr. Eastwood was named head of Chartis’ U.S. and Canadian businesses in March of 2012 in addition to his responsibilities as President and CEO of Lexington, Chartis’ largest U.S. subsidiary. Prior to becoming President and CEO of Lexington, Mr. Eastwood was Executive Vice President of Lexington and Senior Executive of Lexington’s Healthcare Division. Mr. Eastwood was also the President of Risk Specialists Companies, Inc., the largest excess and surplus lines broker of specialty insurance products in the United States and a member company of Chartis. Additionally, Mr. Eastwood’s prior responsibilities at Lexington included oversight for product development, marketing, and the group’s industry focused practices.

Before joining Lexington, Mr. Eastwood was the Executive Vice President and Chief Operating Officer of Chartis Risk Finance, a group specializing in alternative risk transfer products. Mr. Eastwood began his career in the insurance industry in 1991 as a Professional Associate with Chartis member company National Union, where he held a number of key underwriting and management positions.

Mr. Eastwood is a graduate of Ohio Wesleyan University where he earned a BA in Economics. He also holds an MBA from New York University’s Leonard N. Stern School of Business.

Richard (Rick) A Gulliver, President of HUB International oversees the company’s merger and acquisitions in addition to serving on the Executive Management Team.

Rick began his career in January 1977 by opening a small, one-man shop in Leamington, Ontario which continues today as a HUB International operation. He was instrumental in creating Insurance Network Solutions in 1995 where he served as President. He was also President of HUB Group Ontario Ltd and its subsidiary Gulliver Insurance Brokers. He played a pivotal role in the formation of HUB International and has been actively involved in its development and growth.

Rick has more than 25 years of leadership and experience in acquiring, building and operating insurance brokerage firms. Over the past 8 years he has led more than 100 acquisitions, representing over $400 million in revenue.

His philanthropic endeavors include the creation of Hub Rides, a group of executives who band together for an annual Harley Davidson trip and who are required to contribute to charities of their choice. As a result of this partnership, the group has raised more than $100,000 for these causes.

Rick attended University of Western Ontario, has been elected an Associate of the Insurance Institute of Canada, and achieved his Charter Insurance Broker designation.

Glenn Hargrove is President and Co-Founder of MSW, a commercial insurance intermediary providing Brokerage, MGA and Specialty Program insurance solutions. MSW was formed in 2010 by Glenn and MarketScout, Inc., one of commercial insurances’ leading ecommerce and specialty program operations. During his 24 years in the insurance industry Hargrove has been a leading producer, a successful manager, an innovative CEO and an industry leader.

Prior to forming MSW he spent 2 years as an independent consultant to various insurance and financial services companies. He previously served as President and CEO of Crump Insurance services which is one of the nation’s largest insurance wholesalers. In addition to the CEO position he served in other management positions with Crump since 1997. Previous to his joining Crump he spent 10 years working with 2 other independent insurance wholesalers in top level production and management positions. Before beginning his insurance career Glenn was an officer with an energy services firm involved in offshore drilling, helicopter chartering and industrial catering.

Glenn has been active in industry training and education, both individually and in conjunction with various industry associations. He was a Business Management major at Southwest Texas State University and has hundreds of hours of continuing education in insurance and business related courses.

He is a member of the Board of Directors for Hiscox Insurance Company, Inc. and Hiscox USA. Glenn is a member of the Business Architects Association and holds other Board and Advisory Board positions. He is a frequent presenter to insurance and business management audiences, as well as a contributor to numerous trade journal articles.

Glenn was born and raised in Houston, TX and now calls Dallas home.

Alan Jay Kaufman is the founding senior partner of a Farmington Hills, Michigan based law firm, Kaufman Payton & Chapa. He also is Chairman, President and Chief Executive Officer of H.W. Kaufman Financial Group, Inc. / Burns & Wilcox Ltd. and Kaufman Group Insurance Companies.

He holds a Bachelor of Arts degree from Michigan State University in accounting, finance and insurance and earned a Juris Doctorate from the University of Notre Dame Law School. Upon graduation he was admitted to the Michigan Bar Association and is admitted to practice before the United States Supreme Court and the United States Tax Court. Continuing his law studies in England, Mr. Kaufman concentrated on corporate and comparative international law. While in London, Mr. Kaufman worked with Underwriters at Lloyds which to this day he represents through relationships with Burns & Wilcox. He is a member of the American Bar Association, Oakland County Bar Association and the Michigan Defense Trial Counsel and a number of other legal associations.

Mr. Kaufman is a Michigan Super Lawyer nominated in 2008, 2009 and 2010. He has received numerous awards for his legal, insurance and philanthropic activities, including Michigan State University, University of Michigan, Walsh College, Cranbrook Kingswood Schools, Hillel Day School of Metropolitan Detroit, and Detroit Institute of Arts.

He is a dynamic writer and lecturer for professional organizations, including the American Bar Association and the insurance industry, as an expert in corporate and insurance law as well as acquisitions and mergers of insurance-related companies.

Active in many civic, service and business associations, Mr. Kaufman continues to serve on the National Association of Professional Surplus Lines Offices, Ltd. (NAPSLO)

Richard Kerr is Chairman and CEO of MarketScout Corporation. MarketScout.com is a Dallas, Texas-based electronic insurance exchange, which underwrites and distributes hundreds of product lines to its 35,000-member agency network across the United States. Mr. Kerr's previous experience includes Chairman and Chief Executive Officer of Lambert Fenchurch US Holdings, Chairman of Sedgwick Energy and President of Sedgwick James of Texas.

Richard has an extensive background in launching new ventures and entrepreneurial concepts in all facets of insurance distribution. He is a sought-after keynote speaker and lecturer on innovative distribution and underwriting concepts. Richard participates in various forums during the year. As an author, he has written two technical insurance publications, as well as articles for over 20 different insurance publications. His monthly Market Barometer is published by over fifteen insurance trade journals and various other business publications including The Wall Street Journal.

Richard holds a business degree in Insurance and Risk Management from the University of Texas in Austin and serves as a board member for The Leukemia and Lymphoma Society. He founded the Kerr Educational Trust, which helps under privileged students by providing college tuition and related expenses. He also founded HEROES, a support organization that honors American soldiers returning from active duty.

Michael H. Lee founded Tower Insurance Company of New York in 1990. Today, he serves as the Chairman of the Board of Directors, President and Chief Executive Officer of Tower Group, Inc., a publicly traded holding company headquartered in New York City (NASDAQ: TWGP). Through its subsidiaries rated A- (Excellent) by A.M Best, Tower Group delivers a broad range of property and casualty insurance to individuals and businesses throughout the United States.

Tower Group now has more than $1 bilion in shareholders' equity and $1.5 bilion ingross premiums annually, and more than 1350 employees working in 20 offces from coast to coast.

Before founding the insurance company, Mr. Lee was an attorney in private practice. He earned a B.A. in economics from Rutgers University in 1980 and a J.D. from Boston College Law School in 1983. Mr. Lee also served as Chairman, President and Chief Executive Offcer of CastlePoint Holdings, Ltd., from its formation in 2006 until its merger into Tower Group in February 2009. He serves on the Boards of the Property and Casualty Insurers Association of America, Insurance Industry Charitable Foundation and Boston College Law SchooL.

Mr. Lee and his wife, Helen, reside in Manhattan with their two daughters, Audrey and Allison.

LoriAnn is responsible for the management of the distribution strategy, marketing, branding, P&L and the regional management structure and operational oversight of Navigator’s 17 field offices in order to effectively matrix with the product line management structure that had been in place.

LoriAnn has over 20 years experience in the insurance industry, most recently as President of Lloyd’s North America. During her tenure as President of Lloyd’s North America, LoriAnn restructured the North American operations to achieve greater productivity and created a shared services platform. She was very active in promoting increased visibility for Lloyd’s in the United States, which accounts for 55% of Lloyd’s total business. She has previously held positions as the Managing Director and National Practice Leader for Risk Management and Financial Products for Wells Fargo Insurance Services, as the Managing Director and Practice Leader for Enterprise Risk Management, Alternative Risk Finance and Risk Solutions at Marsh and McLennan, and Global Director of Financial Products at Sedgwick, Inc.

LoriAnn is currently on the national board of Prevent Child Abuse America, and sits on the advisory board of St. John’s University. She serves on the board of Global Advance, Inc., She serves on the advisory board of Graduate Studies at Robert Morris College, the TFG Educational Foundation which educates on talent pathing and diversity, overcoming personal constraints for maximum personal growth in education, charter schools and corporate sectors. She sits on the Counsel on Litigation Management and is a Member of Global YPO (Young President's Organization).

LoriAnn served on the 2008-2009 P&C CEO Roundtable. She served on the 2009 APIW Woman of the Year selection committee. LoriAnn was chosen as a 2010 Reactions Magazine “Rising Star” award recipient. She is a 2008 Business Insurance Magazine "Woman to Watch"

LoriAnn was the speaker at the national Rims/ALB 2009 CEO’s View From The Top. She has been a speaker and panellist at multiple national Rims conventions, an APIW keynote speaker, FEI national keynote speaker, the keynote speaker at the Pink Inc., A sample of LoriAnn’s most recent AM Best interview:
http://www3.ambest.com/ambv/displaycontent/MediaArchive.aspx?RC=168100

LoriAnn’s community service activities are extensive. Most notable are mission trips for Habitat for Humanity in Louisiana, Georgia and Kansas; and serving between 1996-2002 as an Advisor for Service over Self, an organization bringing together African-American with Anglo Americans to learn tolerance and value diversity.

LoriAnn, a sixth generation Texan, moved back to Dallas from New York in 2008 when she married her husband Keith. She resides there with her husband and 3 step-children.

Jay has fifteen years of insurance investment banking experience focused on providing mergers and acquisitions and capital raising services to insurance and insurance services companies. Jay was a Managing Director for Cochran Caronia Waller immediately prior to joining StoneRidge Advisors as a Partner. Jay was also previously a Vice President in Salomon Smith Barney's Insurance Investment Banking group. Jay began his career as an Analyst in the Insurance Investment Banking group at Smith Barney Inc. and joined Cochran, Caronia & Co. shortly after its formation.

Jay received his Bachelor of Business Administration with honors from the University of Michigan.

Susan Rivera is President & CEO of V3 Insurance Partners LLC. V3 Insurance Partners LLC is a specialty underwriting company formed in 2009 focused on niche product offerings for small to mid-sized commercial insureds in the Professional Lines, Transportation, Internet Workers Compensation and Property segments of the market. Prior to forming V3, Susan was President of QBE Specialty and Head of Actuarial for QBE the Americas. Susan held numerous senior positions throughout her career, such as President of ACE USA and President of American Home Assurance Company. Susan is a Fellow of the Casualty Actuarial Society and a Member of the American Academy of Actuaries.

Tim Sawyer is the passionate and enthusiastic President of Astonish Results located in Warwick, RI. As a marketing and sales professional, Sawyer has more than 15 years of experience and has partnered with Adam DeGraide and Jon Boudreau to form the insurance industry’s premier internet marketing company, Astonish Results.

Sawyer is also a motivational speaker, and professional sales coach. His enlightening and inspiring coaching videos can be seen on the Astonish Coaching YouTube Channel. Sawyer has helped to lead Astonish Results into a national spotlight, being recognized as one of the top internet marketing companies in the United States and the fastest growing company in Rhode Island two consecutive years.

Prior to Astonish Results, Sawyer was involved in the mortgage and real-estate markets.

Doug has over twenty years of investment banking experience focused primarily on mergers and acquisitions for the insurance industry and served as Managing Director in the Insurance Mergers and Acquisitions Groups at both Lehman Brothers and Salomon Smith Barney. Immediately prior to founding StoneRidge Advisors in 2006, Doug had opened the New York City office for a regional, insurance investment banking firm.

Doug obtained his B.A., magna cum laude, from Middlebury College and earned a M.S. (Management) from the Massachusetts Institute of Technology

Hank is responsible for the Lloyd’s operations in Atlanta, Chicago, Frankfort KY, Los Angeles, New York and the U.S. Virgin Islands. In addition to ensuring regulatory compliance in the 50 states and other US jurisdictions Lloyd’s operates in, his team provides educational and marketing outreach to retail, wholesale and reinsurance intermediaries, risk management programs at colleges & universities and many other stakeholders in the Lloyd’s market.

He has 30 years of experience in the insurance industry and has held a range of underwriting, client management and leadership positions in the United States and Europe at Chubb, Barney & Barney, Johnson & Higgins, Marsh and HRH.

Hank received his BA from the University of California, Berkeley and has completed two executive leadership programs at The Wharton School. He’s a member of the Board of Overseers at St. John’s University’s School of Risk Management, Insurance and Actuarial Science and is on the board of the Insurance Industry Charitable Foundation, New York/Tri-State Division.